Rates and terms
Title Loans are a type of quick short-term financing of up to $10,000 cash advance. They are secured by a borrower’s vehicle title as collateral and are highly available even for bad credit applicants. Repayment terms vary within a month. Most Modesto residents can expect same day funding once they get approved.
How Modesto Car Title Loans work
- Fill out an application form completely online with no store visit or find Loan company near you.
- Discuss the terms and conditions of the loan, provide your vehicle title as collateral and finalize the process in the company’s location after a car inspection.
- Sign the loan agreement and get the money in less than an hour
How to qualify for a title loan in Modesto, CA?
Modesto Loans are available for any resident of over 18 who can provide the following information:
- A clear car title
- A proof of income
- A Government-issued ID
- Active bank account
- Valid contact information
How to get instant guaranteed approval?
Title Loans are the fastest way to get emergency financing for those who need money now and can provide a clear car title as collateral. Besides, they are very easy to apply for and get. Just consider all the benefits you can enjoy with Car Title Loans:
Easy online application
Quick loan processing
No hard credit checks
Bad credit is not a problem
24/7 online service
Same day funding
Are Title Loans available for bad credit?
Yes, there’re a lot of lending companies in Modesto and online who offer Title Loans to bad credit borrowers. They use a collateral to secure the loan and cut down on risks. That’s why credit check and perfect credit score are not the necessary requirement.
Title Loan alternatives for instant cash
Modesto residents in need of urgent funds can either apply for a Title Loan or consider fast and easy Payday Loans of $100 - $1,000. You can apply online in a few minutes. And you don’t need any collateral as Payday Loans in Modesto, CA are unsecured.
Is a Title Loan an Auto Loan?
The short answer is yes. A Title Loan is a simple secured type of financing that is paid out in regular monthly installments. It is important to remember that if you fail to pay your debt on time, you risk losing your car.
Does California allow Title Loans?
Yes, according to The California Finance Lenders Law, Auto Loans are legal in this state. However, lenders must be licensed in order to be eligible to provide their services. Also in California there are no particular restrictions on interest rates, so you can face with quite expensive loan offers.
What do you need for a Title Loan in Modesto, CA?
First of all, in order to get a Loan in Modesto, you need to have a free-lien title in your name. In addition, you will need to meet the other eligibility criteria of the selected lender, such as income, active bank account, government-issued ID, and social security number.
How do you get around a Title Loan?
There are several ways you can get rid of your Loan, the most important of which is to pay off the debt in advance. You can also contact your lender and try to negotiate your current loan terms. Other options you can take advantage of include loan refinancing and debt management.
How much can I get for a Title Loan in Modesto, CA?
This question is difficult to answer unequivocally, since the amount of the loan you receive will depend on your income, credit history, the value of your car, and other things. Often lenders will offer you from $100 to $5,500, but if you need more then you can find options up to $10,000. Focus on what you can get from 25% to 50% of the value of the car.
Top Title Loan companies in Modesto, CA
Fast Auto & Payday Loan - 601 Scenic Dr, Modesto, CA 95350 - tel: (916) 395-7028
Modesto Allied Cash Advance - 1421 Coffee Rd Ste D, Modesto, CA 95355 - tel: (209) 522-2770