Title Loan Laws in New York

Short-term Title Loans of New York are regulated by the state’s laws what concerns their rates and terms. New York Authorities set the maximum and minimum loan amount, repayment period, limit interest rates and other finance charges. For detailed information on Auto Title Loan regulations in New York check the table below:

MAX APR 300.00%
Eligibility Criteria
  • A car title clear of any liens.
  • A steady source of recurring income payments.
  • New York residence.
  • You must be at least 18 years old.
  • A valid government-issued photo ID. 

If Title Loans are prohibited in your state, or you don’t want to use your vehicle as collateral, consider same day financing with fast and easy Payday Loans in New York.

Easy Online Title Loans in New York

New York Title Loans with an easy online application have a number of benefits you can take advantage of:

  • Online Title Loans are fast to get
  • You can apply completely online
  • The requirements are very simple
  • You are guaranteed to qualify even with bad credit
  • You get an approval decision in a few minutes
  • No hard credit check
  • The funds can be deposited into your bank account the same day

New York Title Loans in 3 Easy Steps!

  1. Fill out an application form completely online with no store visit or find Title Loan company near you.
  2. Discuss the terms and conditions of the loan, provide your vehicle title as collateral and finalize the process in the company’s location after a car inspection.
  3. Sign the loan agreement and get the money in less than an hour.

Do I qualify for a title loan in New York?

Car Title Loans are available for any New York resident who meets the following eligibility criteria:

  • Age over 18
  • New York residency
  • A clear car title
  • A proof of income
  • A Government-issued ID
  • Active bank account
  • Valid contact information

Select your city to find the best Title Loan companies near you