Title Loan Laws in Texas

Short-term Title Loans of Texas are regulated by the state’s laws what concerns their rates and terms. Texas Authorities set the maximum and minimum loan amount, repayment period, limit interest rates and other finance charges. For detailed information on Auto Title Loan regulations in Texas check the table below:

MAX APR 120.00%
Repayment Terms up to 180 days
Eligibility Criteria
  • A car title clear of any liens.
  • A steady source of recurring income payments.
  • Texas residence.
  • You must be at least 18 years old.
  • A valid government-issued photo ID. 

If Title Loans are prohibited in your state, or you don’t want to use your vehicle as collateral, consider same day financing with fast and easy Payday Loans in Texas.

Easy Online Title Loans in Texas

Texas Title Loans with an easy online application have a number of benefits you can take advantage of:

  • Online Title Loans are fast to get
  • You can apply completely online
  • The requirements are very simple
  • You are guaranteed to qualify even with bad credit
  • You get an approval decision in a few minutes
  • No hard credit check
  • The funds can be deposited into your bank account the same day

Texas Title Loans in 3 Easy Steps!

  1. Fill out an application form completely online with no store visit or find Title Loan company near you.
  2. Discuss the terms and conditions of the loan, provide your vehicle title as collateral and finalize the process in the company’s location after a car inspection.
  3. Sign the loan agreement and get the money in less than an hour.

Do I qualify for a title loan in Texas?

Car Title Loans are available for any Texas resident who meets the following eligibility criteria:

  • Age over 18
  • Texas residency
  • A clear car title
  • A proof of income
  • A Government-issued ID
  • Active bank account
  • Valid contact information

Select your city to find the best Title Loan companies near you