Payday Loans Laws in Washington

Every state regulates short-term Payday loans in their own way. Small-dollar loans may be legal, restricted in terms of APR and other conditions, or prohibited by law. The Government determines the maximum and minimum loan amount, repayment period, interest rates and other finance charges, possibility of rollovers and extensions, etc. For detailed information on Payday Loans regulations in Washington  check the table below:

MAX Loan Amount $700
Repayment Terms 45 days
Eligibility Criteria
  • Washington residence
  • Being of legal age
  • An active bank account
  • A valid phone number
  • A proof of income

Why are Payday Loans Online in Washington so Easy?

Getting Payday cash advance in Washington online is easy and convenient due to a number of benefits.

  • It saves you time
  • You apply from home without any driving or waiting
  • The application requires only basic personal information
  • You can get the loan even with a very bad credit score
  • You get an approval decision in a few minutes
  • Direct lenders provide emergency cash advance with no hard credit check
  • The funds can be deposited into your bank account the same day
  • All the process is fast, easy, and confidential.

Washington Payday Loans in 3 Easy Steps!

1

Start an online application

To apply for a Loan online in in Washington start with filling out a simple application form that requires you to state your name, last name, e-mail address for verification, and the amount of the loan you need.

2

Get instant decision

Then, a direct lender processes your personal information and makes a decision whether to approve you for this amount or not and what rates and terms to offer.

3

Approved applicants receive same day Loans

In most cases you get instant approval and the money is deposited into your bank account the same day, or maximum in 1 - 2 business days depending on the time when you submit a loan request and how your bank works.

Who can get instant approval for Payday Loans in Washington online?

Any resident of Washington who meets the following simple eligibility criteria and can provide these documents is likely to get approved for Payday Loans Online:

  • A borrower must be over 18 years of age;
  • He needs an active banking account for money deposit and automatic loan repayment;
  • A valid e-mail address is required to verify your information;
  • You need to provide proof of your ID and income.

Is bad credit score a problem for Payday Loan lenders in Washington?

Payday Loans in contrast to mortgages or car title loans are short-term unsecured individual cash advance for borrowers with both good and bad credit.  Most Washington direct lenders offer up to $1000 Payday Loans online to applicants with less-than-stellar credit scores. In most cases, your creditworthiness is determined on the basis of your income and other factors. A lot of lending companies don’t even do a hard credit check. However, direct lenders may often do at least a soft inquiry to make a loaning decision.

Where can I find Washington Payday Loans no credit check?

Choose online Payday Loans in Washington and you'll be surprised how easy it is to find a direct lender offering instant cash advance with no hard credit check. As most lending companies provide emergency funding regardless of your credit score rating they don't bother to check your reports from the major credit bureaus, or from the Teletrack. A soft inquiry may be enough to make sure that you are safe to lend money to. If you have a stable income and no outstanding debts, it assures the lender that you shall repay the money on time. 

Select your city to find the best Payday Loan direct lenders near you